First, my inspiration was this card. (To see more of the kinds of cards which inspire me, start here on Pinterest.)
I started by stamping the squares with images from Inkadinkado's Flourishes clear stamp set. This is an awesome set; I had trouble choosing which stamps to use! After mounting the designs, which I cut out by hand, on blue cardstock, I evenly spaced them on a piece of yellow cardstock. I cut the lace-edged border on the bottom of a piece of white cardstock using my Silhouette Portrait. It was a free design I found on the Internet.
The Happy Birthday stamp is from Verve, and I stamped it with Memento Bahama Blue ink, which matched the cardstock I used for the background of the card. I mounted the sentiment on yellow cardstock which I cut with Spellbinders Fleur de Lis Rectangles. Most of the rectangle is covered by the sentiment, so all you see is the edge, which is a nice effect.
I embossed the blue background with the Cuttlebug folder Wicker Weave. I really like that folder! The ribbon is actually two - a piece of white underneath a sheer polka dot one. Oh, and to finish it off, I affixed the blue rhinestones because I thought the card needed a bit of bling.
I am pleased to say that the recipient loved the card.